Passwords are no longer the fool-proof security precaution they used to be. The sophisticated software criminal programmers use, means that it is now irresponsible to solely rely on passwords in today’s modern world. Multi-factor authentication adds another step to the login in process, effectively turning your smartphone into a digital key that can unlock the most important apps and services you use on the internet. From online shopping to scrolling through social media, you now can be assured in having the latest security technology available.